Unlock the Secret Power of Your Pension. Without the Boring, One-Size-Fits-All Investments.
Benefitmax Blueprinting™ taps into little-known state and institutional frameworks to help you
Claim Your Custom Benefit AnalysisInstitutional Protection Frameworks
Comprehensive risk management
Growth/Guard Solutions
Balanced investment strategies
Lifetime Income Architecture
Sustainable retirement income
Solution
Serving Those Who Serve
Healthcare
FERS, FEHB, pension & early retirement support
Educators
403(b), STRS/TRS, and retirement system navigation
First Responders
Municipal benefit systems, survivor options, drop plans
State/Local Gov
Deferred comp plans, early retirement planning, coordination of benefits
Small Business
Tax-efficient exit planning, SEP/SIMPLE IRAs, long-term wealth strategies
Specialization
We Speak Your Financial Language
Specialized expertise for federal employees, educators, first responders, and state/local
government professionals navigating unique benefit systems.
TSP & 403(b) Optimization
BenefitMax Blueprinting™ + TaxAdvantage Protocols
Forensic analysis through our BenefitMax Blueprinting™ framework to uncover hidden value and avoid costly election mistakes. Our TaxAdvantage Protocols feature multi-phase withdrawal sequencing to turn your TSP into a tax-efficient income engine.
Key Features:
- TSP/403(b) allocation review
- Advanced G Fund allocation strategies
- Roth conversion optimization
- Multi-phase withdrawal sequencing
Pension Maximization
BenefitMax Blueprinting™ + IncomeSpan Architecture
Comprehensive pension optimization through our BenefitMax Blueprinting™ forensic analysis and IncomeSpan Architecture for guaranteed income coordination that integrates with your pension for lifetime paycheck certainty.
Key Features:
- Pension optimization strategies
- Survivor benefit analysis
- Guaranteed income coordination
- Pension election guidance
Benefit Transition Planning
Transition Precision Planning
Specialized Transition Precision Planning for public servants within 5 years of retirement, coordinating phased retirement integration, benefit election sequencing, and tax transition blueprints.
Key Features:
- Phased retirement integration
- Benefit election sequencing
- Healthcare bridge strategies
- Tax transition blueprints
- Career transition planning
Healthcare Cost Strategies
IncomeSpan Architecture + Healthcare Bridge Planning
Healthcare bridge strategies through our Transition Precision Planning and IncomeSpan Architecture frameworks, designed to manage costs between retirement and Medicare eligibility while creating guaranteed income streams.
Key Features:
- Healthcare bridge strategies
- Medicare transition planning
- Healthcare cost integration
- Guaranteed income alignment
Survivor Benefit Analysis
BenefitMax Blueprinting™
Comprehensive survivor benefit planning integrated with pension optimization to protect your loved ones without reducing your retirement income, uncovering often-overlooked benefit opportunities.
Key Features:
- Survivor benefit optimization
- Life insurance coordination
- Spousal protection strategies
- Benefit election analysis
Tax-Efficient Withdrawals
TaxAdvantage Protocols
Custom withdrawal sequencing through our TaxAdvantage Protocols to minimize lifetime taxes with smart 403(b), 457(b), and IRA strategies, reducing IRS burdens throughout retirement.
Key Features:
- Multi-phase withdrawal sequencing
- Tax-efficient investing strategies
- IRA optimization
- Lifetime tax minimization
Solution
Our Proprietary Frameworks
Specialized methodologies developed exclusively for public
servants' unique financial challenges
BenefitMax Blueprinting™
Forensic analysis to uncover hidden value and avoid costly election mistakes
TaxAdvantage Protocols
Custom withdrawal sequencing to minimize lifetime taxes
IncomeSpan Architecture
Guaranteed income coordination for lifetime paycheck certainty
Transition Precision
Specialized planning for public servants within 5 years of retirement