Name: Erik Ranberg

Tiltle: Certified Federal Retirement Consultant

Erik Ranberg, Certified Federal Retirement Consultant (FRCSM) and Marine Veteran, has a unique ability to cut through the "fancy speak" and help you understand the complexity of your Federal Benefits. Erik has over 20 years of experience in the retirement arena assisting public servants at the Federal, State, Municipal and Educator levels. Erik assists Federal Employees complete their retirement and disability applications, provides guidance to project and plan retirement income, establish multi-pension/income streams, and avoid the tax traps that many retirees often fall victim to. Whether you become a client or not, you will walk away with a thorough, clear, and easy to understand knowledge with respect to your individual retirement wishes. Erik's unique background which includes the US Marines, the utility construction industry and then financial services provides a "no pressure, nothing to sell you" common sense approach you will enjoy.

Name: Brandon Halsey

Tiltle: Public Sector Retirement Director

A former professional MMA athlete, Brandon learned early the value of discipline, strategy and resilience— qualities he now brings to financial planning. With over a decade of experience guiding state and federal employees as well as individuals and families, he combines his competitive edge with deep industry expertise to craft tailored retirement, investment, and insurance solutions. Whether you're navigating public-sector pensions, building a secure legacy for your loved ones, or managing risk in uncertain markets, Brandon's hands- on approach and unwavering commitment ensure you have a champion in your corner—fighting tirelessly for your financial future.

Name: Luz Bermudez

Tiltle: Retired Chemical Engineer/Public Sector Retirement Analyst

Luz M. Bermudez, boasting a stellar Bachelor of Science in Chemistry. Her illustrious career began as a Chemical Engineer at a top global oilfield service company before transitioning into the financial industry over 14 years ago. As a licensed professional in 18 states, she empowers state and federal employees to discover additional savings options for their retirement, showcasing her commitment to financial excellence. Beyond her professional endeavors, Luz indulges in her passions for travel, quality time with family, gourmet cuisine, and maintaining a healthy lifestyle through regular exercise. Her fluency in two languages further exemplifies her versatility and cultural appreciation.

Name: Stephen Jeung

Tiltle: Title: Public Sector Retirement Director

Stephen Jeung is a financial professional with over 20 years of experience helping individuals,families, and business owners build and protect their wealth. A graduate of the University of California, Berkeley, he began his career as a Wealth Advisor at Merrill Lynch's Silicon Valley office. Today, he specializes in life insurance, 403(b)/457 retirement planning, fixed indexed annuities, and wealth management—offering personalized strategies tailored to each client's goal