Software
What's your score? Find Your Hidden Benefits today
Discover the pension benefits you're entitled to but may never receive. Our exclusive analysis reveals hidden opportunities in your public service retirement plan.
Free Analysis
No Obligation
Confidential
22K+
Public Servants Helped
$1.7B
Benefits Recovered
98%
Client Satisfaction
Uncover Your Hidden Retirement Benefits
Our proprietary GapGuardian™ Calculator uses exclusive analysis models to reveal optimization opportunities in your public sector benefits.
PublicServ Wealth Group Presents
GapGuardian™ Gold Standard Analysis Financial Empowerment for Those Who Serve
FINANCIAL CLARITY FOR PUBLIC SERVANTS
"GapGuardian™ is specifically designed to address the unique financial challenges faced by teachers, nurses, first responders, and government employees. Our platform transforms complex pension plans, deferred compensation, and public-sector benefits into clear, actionable strategies."
Key benefits for public service professionals
Decoding Public Pensions & Benefits
Pension Optimization: Model your retirement cash flow with state-specific pension formulas (CalSTRS, FERS, etc.)
457(b)/403(b) Guidance: Compare deferred comp plans side-by-side with Al-driven fee analysis
Health Benefit Integration: Project retiree healthcare costs alongside your pension income
Overtime & Shiftwork Planning: Visualize how variable income impacts your financial roadmap
Protection for Those Who Protect Us
Line-of-Duty Planning: Specialized life/disability insurance review for police, firefighters, and frontline workers
Workers' Comp Integration: Seamlessly incorporate injury settlements into long-term plans
Survivor Benefit Analysis: Navigate complex pension election choices for families
How It Works For Your Profession
For Educators
Compare state pension vs. alternative retirement routes
Audit your 403(b) for hidden fees
Summer pay planning tools
For Healthcare Workers
Shift differential income forecasting
Analyze hospital system retirement benefits
Review pension hybrids
For First Responders
"20-Year Retirement" pathway modeling
Special disability coverage analysis
PTSD-related early retirement scenarios
For Government Employees
TSP (Thrift Savings Plan) optimization
FERS pension gap analysis
Federal student loan repayment strategy
Trusted by Those Who Serve
How We Helped:
GapGuardian showed me how to coordinate my teacher pension with my spouse's Social Security - something no other advisor understood.
GapGuardian Exposed:
- Risk of losing coordination between pension + Social Security
- Spouse left without survivor safety net
Result: Retired with peace of mind 94% of final salary secured for life, plus guaranteed survivor protection for spouse.
Lisa T.
5th Grade Teacher (28 years service)
How We Helped:
Finally a system that speaks cop math. I can see exactly how overtime affects my DROP program entry.
GapGuardian Exposed:
- 43% income gap post-retirement
- No survivor protection for spouse
Result: Secured a pension that replaces 94% of final salary for life plus guaranteed survivor protection.
Detective Mark R.
Police Department
How We Helped:
Nurses work crazy hours. This platform helps me plan finances around my 12-hour shifts and night differentials.
GapGuardian Exposed:
- Unpredictable cash flow from long shifts and variable pay
- No plan to balance savings with irregular schedule
Result: Now she can plan her finances around irregular 12-hour shifts and night differentials, with reliable income security.
Sarah K.
ICU Nurse
All testimonials are from real clients. However, to protect our clients’ privacy, the photos shown are not of the actual individuals.
Discover Hidden Value in Your Benefits in 90 Seconds
83%
of public servants leave $1.2M unclaimed
$1,800/month
average missed benefits
Specialized Expertise
We understand the nuances of government pensions that many advisors miss
Uncover Hidden Value
Reveal the "Public Service Retirement Gap" in your benefits
Trusted by Those Who Serve
20+ years of specialized public service financial expertise